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Providian Financial Corporation Announces Fourth Quarter and Full Year 2003 Earnings Conference Call

    SAN FRANCISCO, Jan. 16 /PRNewswire-FirstCall/ -- Providian Financial
Corporation (NYSE: PVN) today announced that it will hold its fourth quarter
and full year 2003 earnings conference call on Tuesday, January 20th, 2004, at
8:30 a.m., Eastern Time.  The earnings release and accompanying financial
information will be released on Monday afternoon, Eastern Time,
January 19, 2004, and, together with the conference call script, will be
available on the Company's web site, http://www.providian.com.
    The call will be broadcast live over the Internet through the Investor
Relations page of Providian's web site, http://www.providian.com.  Those interested
in listening to the live call should go to the web site at least 10 minutes
before the start of the call to register and download any necessary software.
A replay will be available shortly after the conclusion of the call and
archived on the Company's web site.
    The Company also announced that it will hold its annual Investor Day on
March 4, 2004, at 8:30 a.m. Pacific Time, in San Francisco. At this meeting,
management will provide information on its business operations and financial
performance. The presentation and the associated slide show will be broadcast
live over the Internet through the Investor Relations page of Providian's web
site at http://www.providian.com. Those interested in listening to the presentation
should go to the web site at least 10 minutes before the start of the call to
register and download any necessary software. A replay will be available
shortly after the conclusion of the call and archived on the Company's web
site.

    NOTE: Investor information is available on Providian Financial's web site
at http://www.providian.com.


SOURCE Providian Financial Corporation




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Related links:
  • http://www.providian.com
    CONTACT:
    investors, Victoria Nudel, +1-415-278-4282,
    or media, Alan Elias, +1-415-278-4189, both of Providian
    Financial Corporation