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TD Waterhouse Offers Investor Presentation Via Live Internet Webcast

    NEW YORK, Jan. 22 /PRNewswire/ -- TD Waterhouse Group, Inc.
(NYSE: TWE; TSE) will present at Salomon Smith Barney's 4th Annual Financial
Services Conference on Tuesday, January 23.
    Stephen McDonald, CEO, TD Waterhouse, will present "Building A Global
Leadership Position in Online Financial Services," at approximately 10:00 a.m.
(EST).  A live audio feed will be accessible at the following address:
http://www.veracast.com/ssb2/financial_services_2001/clientaccess/78103239.cfm
In addition, a recording of the presentation will be posted to the Investor
Relations area of TD Waterhouse's website (http://www.tdwaterhouse.com)
following the webcast.
    The presentation does not contain material nonpublic information.

    TD Waterhouse Group, Inc., (NYSE: TWE; TSE), also known as "TD
Waterhouse," provides investors with a broad range of brokerage, mutual fund,
banking and other consumer financial products on an integrated basis.
Worldwide, TD Waterhouse currently services 4.4 million customer accounts in
the United States, Canada, the United Kingdom, Australia, and Hong Kong.  The
firm also services customers in Japan and India through joint ventures in
those countries.  TD Waterhouse can be found on the Internet at
http://www.tdwaterhouse.com and on America Online at Keyword: TD Waterhouse.


SOURCE TD Waterhouse Group, Inc.




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    800-758-5804, ext. 959635
    CONTACT:
    Melissa Gitter, First Vice President, Media
    Relations of TD Waterhouse Group, Inc., 212-806-3522