ERIE, Pa., Jan. 30 /PRNewswire/ -- Losing an engagement ring or other
expensive piece of jewelry can be a devastating experience for both the giver
and receiver. While no one can put a price on sentimental value, insuring your
jewelry will keep it financially protected and provides peace of mind.
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"Most homeowners and renters insurance policies include coverage for
expensive personal belongings like jewelry," said Terry McConnell of Erie
Insurance. "But many policies limit the dollar amount for theft so you may
have to purchase an additional rider on the policy. It is always good practice
to review your policy whenever you purchase new expensive items."
The following tips from Erie Insurance will also help protect your new
treasure:
* Contact your agent - Let your agent know about new jewelry immediately.
Find out how much coverage you have and if any additional coverage is
needed.
* Have the gift appraised - If the jewelry is an antique or was purchased
several years ago it will need to be appraised for a dollar value. Ask
your agent for the name of a reputable appraiser.
* Keep the store receipt - Keep a copy of the receipt for yourself and
include it with your home inventory. Forward a copy to your insurer so
they know the current retail value of the item.
* Take a picture of the item - Keep a visual record of all of your
personal possessions. This will help you document your loss and speed
up the claims process.
* Store the item in a secure location - If you don't use the item on a
regular basis you may want to consider keeping it in a safe deposit
box.
For more information contact your local Erie Insurance agent or visit the
company website at http://www.erieinsurance.com
SOURCE Erie Insurance Group
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Related links:
http://www.erieinsurance.com
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PRN Photo Desk, photodesk@prnewswire.com
CONTACT:
Amy VanScoter, Corporate Communications of
Erie Insurance Group, +1-800-458-0811, ext. 7568, or
+1-814-870-7568, or amy.vanscoter@erieinsurance.com
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