MILWAUKEE, March 29 /PRNewswire/ -- When health insurance coverage comes
to an abrupt end, in the case of a layoff, a child's graduation from college
without a job that provides insurance, or perhaps because you quit your job to
run your own business, coverage can be arranged through easy and affordable
temporary health insurance policies, says Kathy Clark.
Temporary insurance plans fill short gaps in medical coverage. According
to Clark, Market Development Director at Fortis Health, they're ideal for
generally healthy people who just want "emergency shelter" from catastrophic
illnesses and accidents.
Fortis Health is the nation's largest provider of temporary health
insurance. Its popular Short Term Medical plan supplies 30-day to 6-month
coverage for people in a variety of situations:
-- Workers who have been laid off or are between jobs
-- New employees stuck in a health insurance "waiting period"
-- College students who lose parent plan coverage upon graduation
-- Temporary or seasonal employees
-- Early retirees with a short wait for Medicare coverage
"Many of these people often don't have time to investigate insurance
options and go through a lengthy application process. That's one reason why
Fortis Health decided to launch http://www.temporaryinsurance.com . This
easy-to-use website lets people research, purchase and pay for short term
insurance in minutes," says Clark.
Once logged on, customers can experiment with the rate calculator to "try
on for size" a variety of coverage options. The results are surprisingly
affordable. For example, a Texas woman graduating from college at age
23 could pay just $51 a month for personal coverage. Temporary insurance is
within the financial reach of families as well. A 41-year-old Ohio wife and
mother of three could pay $207 per month to cover herself, her husband and all
her kids. Actual premiums vary by location. Plus, customers can choose more
or less expensive coverage by selecting a lower or higher deductible and a
different rate of payment.
Once the customer chooses a plan, she or he can quickly apply through the
website and even pay online. Coverage may begin as soon as the next day.
What many find attractive about this plan is that it is not an HMO.
Policyholders are free to go to their own doctors and neighborhood hospitals.
There's no association fee and the plan offers maximum coverage of $2 million
per policy period.
Clark notes that a short-term plan may not be the best choice for
everyone. Temporary insurance doesn't pay for pre-existing conditions and
routine care, so people who require coverage for medical needs like these may
be best off with COBRA.
In addition to visiting http://www.temporaryinsurance.com , customers can
buy Fortis Health Short Term Medical insurance by calling 800-989-2345 or
contacting their independent agent.
Fortis Health is the leading developer and provider of individual medical,
small employer, and specialty health insurance products. In business since
1892, the company provides health insurance coverage for over one million
people nationwide. Fortis Health is headquartered and employs 1,800 people in
Milwaukee, Wisconsin, and has more than 1,000 offices in Minnesota, Idaho,
Texas, Florida and Ohio. Fortis Health is part of Fortis, Inc., a financial
services company that, through its operating companies and affiliates,
provides specialty insurance and investment products to businesses,
associations, financial service organizations and individuals in the U.S.
Fortis, Inc. is part of the international Fortis group, which operates in the
fields of insurance, banking and investments. Fortis is jointly owned by
Fortis (NL) N.V. of the Netherlands and Fortis (B) of Belgium.
SOURCE Fortis Health
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Related links:
http://www.fortishealth.com
CONTACT:
Kristin Seigworth of Seroka Public Relations,
262-523-3740, kristin@seroka.com , for Fortis Health
NOTE TO EDITORS: Clark available for interview. For more
information about temporary health insurance, see the Short Term
Medical Background fact sheet in the Newsroom-Media Kit at
http://www.fortishealth.com
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