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Digital Signature Trust and Hilgraeve Partner To Offer TrustID(R) CertainSend(SM)

     Partnership Provides E-Sign Compliant Signing and Delivery Solution
                           For Electronic Documents

    SALT LAKE CITY, RSA Conference, April 10 /PRNewswire/ -- Digital Signature
Trust Co. (DST), an affiliate of Zions Bancorporation (Nasdaq: ZION) and one
of the world's premier providers of online identification solutions for secure
communications, and Hilgraeve, Inc., a long-time leader in data communications
software, today announced TrustID(R) CertainSend(SM) a product that provides
an E-Sign compliant end-to-end document signing and delivery solution.
    By combining TrustID digital certificates with Hilgraeve's HyperSend(TM)
product, the two companies provide a document delivery solution that allows
individuals and businesses to securely sign, send and receive legally binding
contracts, and other documents.  By using their existing e-mail addresses from
any computer with Internet access, users are able to sign the actual documents
in any format, such as Word or Excel, and are able to verify the signature on
an ongoing basis.
    "Secure messaging is a vital and exploding service," says Richard
Stiennon, research director of network security at the Gartner Group.  "The
technology has been around for eons but only recently have services become
available to make what can be an unmanageable task easy."
    HyperSend is a software only system that establishes a secure, encrypted
Internet channel.  TrustID certificates authenticate and guarantee the
identity of individuals and businesses in electronic transactions.
    "Legacy digital data transfer technologies like e-mail are not secure
enough or robust enough to transmit highly confidential, large documents or
files, and physical delivery is expensive slow and insecure," says Matt Gray,
CEO of Hilgraeve.  "This partnership bridges an e-commerce void that has been
created by vulnerable e-mail services."
    TrustID CertainSend provides individuals and organizations a tool to
leverage the power of the Internet by enabling those who send and receive data
the same level of confidence in an online relationship as when meeting in
person.
    "TrustID CertainSend creates a practical application that anyone online
can use to conduct safe and secure e-business," says Scott Lowry, president
and CEO of DST.  "This product will truly allow individuals and businesses to
benefit from the E-Sign Law."
    The main premise behind the Electronic Signatures in Global and National
Commerce law (E-Sign Law) is to ensure that electronic contracts are legally
binding.  Companies and individuals are now able to contract with others
online to buy and sell products, and electronic commerce can be conducted with
the same confidence online, as it is offline.  CertainSend can be accessed at
http://www.certainsend.com.

    About Digital Signature Trust
    Digital Signature Trust (DST) is the leader in guaranteeing the identity
of individuals and businesses in digital transactions.  By backing the
strongest identity authentication practices with the industry's leading
identity warranty program, DST provides the highest level of risk management
available for private and trusted e-business.  Acting as the
trusted-third-party, DST provides outsourced digital certificate services so
businesses can integrate digital signatures into their e-business applications
quickly and efficiently.  DST is a subsidiary of Zions First National Bank
(Nasdaq: ZION).  For more information, please visit http://www.trustdst.com.

    About TrustID(R)
    DST's TrustID digital certificate program is sponsored exclusively by the
American Bankers Association, which extends the heritage and trust of the
banking industry into e-business.  The ABA certificate policy provides the
foundation for truly interoperable digital credentials.  TrustID is the only
solution on the market that enables people and organizations to use the same
digital certificate everywhere because it is designed to be universally
accepted and recognized.

    About Hilgraeve
    Hilgraeve, Inc. is a leader in secure Internet communications software
with over twenty years of experience.  Hilgraeve's award-winning HyperSend
family of products enables computer users the world over to tap the exploding
potential of online communications with easy to use, advanced data
communications software that also addresses the dilemma of secure messaging.
For more information, please visit http://www.hypersend.com or http://www.hilgraeve.com.


SOURCE Digital Signature Trust Co.




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    CONTACT:
    media, Krista Milne, 801-434-4440,
    kmilne@mwsagency.com, or Matt Murdoch, 801-246-4319,
    matt.murdoch@trustdst.com, both for DST; or Chris Barecki for
    Hilgraeve, 734-243-0576, chrisb@hilgraeve.com; or investor
    relations, Clark Hinckley of Zions Bancorporation, 801-524-4985,
    cbhinckley@zionsbank.com