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Provident Bankshares Corporation Announces Second Quarter 2004 Earnings Conference Call

    BALTIMORE, July 12 /PRNewswire-FirstCall/ -- Provident Bankshares
Corporation (Nasdaq: PBKS), the parent company of Provident Bank, today
announced that it will issue its earnings release for the second quarter of
2004 on Wednesday, July 21, 2004.  The earnings release and supplemental
financial data will be posted on the Company's website
(http://www.provbank.com) on the same date.  To access the earnings release,
choose the link to "Corporate Information and Investor Relations" and the link
to "News Releases."  The supplemental financial data can be accessed by
selecting the link to "Financial Reports."  The Company will conduct a
conference call for analysts at 10:00 a.m. ET on Thursday, July 22, 2004.  The
conference call will include a discussion of the Company's second quarter 2004
results of operations and may include forward-looking information.  The
conference call will be simultaneously webcast at http://www.provbank.com and
archived through 11:59 p.m. ET on July 30, 2004.  To listen to the conference
call, please go to the Company's website at least 15 minutes early to
register, download, and install any necessary software.  When in the Company's
website, click on the link to "Corporate Information and Investor Relations"
at http://www.provbank.com and then click on the link to "Second Quarter 2004
Results" audio webcast and download Real Player or Media Player as necessary.
An audio replay of the teleconference will be available through 11:59 p.m.
Thursday, July 29, 2004 by dialing 1-800-428-6051, passcode 361709.


SOURCE Provident Bankshares Corporation




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  • http://www.provbank.com
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    CONTACT:
    Media: Lillian Kilroy, +1-410-277-2833, or
    Investment Community: Patricia Ferrick, +1-703-352-2583, both of
    Provident Bankshares Corporation