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Chemical Financial Corporation Declares Third Quarter Cash Dividend
 
    MIDLAND, Mich., July 20 /PRNewswire-FirstCall/ -- Chemical Financial
Corporation's (Nasdaq: CHFC) Board of Directors announced that on July 19,
2004, it approved the declaration of a quarterly cash dividend of $0.265 per
share of common stock payable on Friday, September 17, 2004, to shareholders
of record on September 3, 2004.  The ex-dividend date is September 1, 2004.
    Chemical Financial Corporation is the fourth largest bank holding company
headquartered in Michigan.  The Company's four Subsidiary Banks operate 133
banking offices and 2 loan production offices spread over 33 counties in the
lower peninsula of Michigan.
    Chemical Financial Corporation common stock trades on the Nasdaq Stock
Market under the symbol "CHFC".
SOURCE Chemical Financial Corporation



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    David B. Ramaker, President & CEO of Chemical
    Financial Corporation, +1-989-839-5269
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