MILWAUKEE, Aug. 16 /PRNewswire/ -- This is the time of year when many
college graduates are preparing to return to the classroom as graduate
students. That may mean they won't have the health insurance coverage that
would come with a full-time job -- and they may no longer be covered by their
parents' plan.
Graduates who are going on to law school, medical school or any graduate
program should take the time to investigate their health insurance options
says Kathy Clark, market development director at Fortis Health, a leading
short-term health insurance provider.
"Most students are so busy getting ready for the new school year that they
just don't think about health insurance," according to Clark, "However,
graduate students may be moving to a new school that's outside their current
HMO or PPO area ... or they may have reached the age that they will no longer
be covered by their parents' plan, so it's important to look at the options
now," she says. "Going without health insurance risks a catastrophic health
expenditure."
Typically, students have few choices, Clark states. Although group
coverage through a college or university is readily available, it's not always
cost-effective, nor comprehensive due to the low plan maximum payouts and the
coverage that's limited to the school year. To meet the needs of these
students, Fortis Health has designed Student Select, a guaranteed renewable,
year-round health policy for full-time college and graduate school students.
"Student Select provides better coverage than most school-sponsored plans
at a comparable rate," Clark explains. "With a $1 million maximum, one of the
main benefits is the richness of the coverage. And unlike the school plans,
Student Select is portable, so if the student transfers to another school, our
coverage goes right along."
Simple application, plus choice of doctors
The simple application process and choice of doctors also make the plan
attractive. Any full-time graduate student up to age 63 is eligible while
attending an accredited college. No physical exam is required, and there are
no medical questions to answer.
Students are free to select any doctor or hospital because the plan is not
an HMO -- it's a fee-for-service plan -- another appealing feature. The plan
also covers students while traveling in the U.S. or Canada. And satisfaction
is guaranteed, providing a full refund if the policy is returned within the
first 10 days.
"It's designed to be affordable," Clark says. "Customers can select the
payment mode that fits their needs and adjust the cost of coverage by choosing
a lower or higher deductible. Plus, the policy is renewable for as long as
it's needed, as long as the premium continues to be paid."
Student Select is also ideal for new college freshmen who are moving
outside their parents' HMO or PPO area, as well as for continuing undergrads
who find that they are uninsured or dissatisfied with their current coverage.
The plan is designed specifically for individual college students fitting the
full-time student requirement and does not offer dependent coverage.
Students and parents can get an instant Student Select quote and apply
online at http://www.studentselect.com . Customers can also apply by calling
1-800-989-2345 or contact an independent health insurance agent.
Fortis Health is the leading developer and provider of Individual Medical,
Small Group, Short Term and Student Health Insurance products, issued and
underwritten by Fortis Insurance Company, John Alden Life Insurance Company
and Fortis Benefits Insurance Company. In business since 1892, the company
provides health insurance coverage for over one million people nationwide.
Fortis Health is headquartered in Milwaukee, Wis., and has operations offices
in Minnesota, Idaho, Texas, Florida and Ohio.
Fortis Health is part of Fortis, Inc., a financial services company that,
through its operating companies and affiliates, has built leadership positions
in a number of specialty insurance market segments in the U.S. The company
has approximately $25 billion in assets under management and is part of
Fortis, an international financial services provider active in the fields of
insurance, banking and investment. Fortis' listed companies are Fortis (B) of
Belgium and Fortis (NL) of the Netherlands.
For more information, contact Michelle Love-Johnson at 262-523-3740 or
michelle@seroka.com . Fortis Health can be found on the Internet at
http://www.fortishealth.com
SOURCE Fortis Health
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Related links:
http://www.fortishealth.com
CONTACT:
Michelle Love-Johnson of Seroka Public
Relations, +1-262-523-3740, michelle@seroka.com , for Fortis
Health
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