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TD Waterhouse USA Donates $25,000 to American Red Cross in Support of Ongoing Hurricane Relief Efforts

 Funds Will Help Provide Meals, Shelter and other Basic Emergency Services to
                                   Victims

    NEW YORK, Sept. 29 /PRNewswire-FirstCall/ -- TD Waterhouse USA today
announced a contribution of $25,000 to the American Red Cross to assist
thousands of people in Florida in the aftermath of unprecedented damage caused
by Hurricanes Charley, Frances, Ivan and Jeanne.
    "TD Waterhouse USA has a long-standing tradition of responding to
communities where our employees and customers are in need, as well as to
supporting the response and relief efforts of the American Red Cross." said
Frank Petrilli, CEO of TD Waterhouse USA. "TD Waterhouse USA operates several
branches in Florida and we hope this donation will help our neighbors get
through these troubling times."
    According to Theresa Bischoff, CEO of the American Red Cross of Greater
New York, "These funds will help the Red Cross provide in-depth health and
mental health services and shelter nearly 2,000 people who have been rendered
homeless by these hurricanes. The Red Cross response to Hurricanes Charley,
Frances, Ivan and Jeanne is the most devastating and expensive response in the
history of the American Red Cross"

    About TD Waterhouse
    TD Waterhouse Group, Inc. provides investors and financial advisors with a
broad range of brokerage, mutual fund, banking and other consumer financial
products. Worldwide, TD Waterhouse currently services 3.1 million active
customer accounts. TD Waterhouse is a wholly owned subsidiary of The
Toronto-Dominion Bank (NYSE/TSE: TD) and part of TD Bank Financial Group.
Headquartered in Toronto, Canada, with offices around the world, TD Bank
Financial Group offers a full range of financial products and services to
approximately 13 million customers worldwide.  In the U.S., brokerage services
provided through TD Waterhouse Investor Services, Inc., Member NYSE/SIPC.


SOURCE TD Waterhouse USA




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    CONTACT:
    Kevin Dinino of TD Waterhouse USA,
    +1-212-908-7409