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TD Waterhouse to Offer Rebate of up to $100 to New and Existing Customers Who Purchase an AT&T Digital PocketNet(SM) Wireless Phone

    NEW YORK, Oct. 9 /PRNewswire/ -- TD Waterhouse Group, Inc.
(NYSE: TWE; TSE), the global online financial services firm, today announced
it will offer new and existing customers who deposit or transfer $10,000 into
a TD Waterhouse account up to a $100 rebate on the purchase of an AT&T Digital
PocketNet(SM) wireless phone.  The offer runs from October 2, 2000 through
November 30, 2000.
    "This promotion highlights our commitment to wireless investing
platforms," states Stuart Rubinstein, Senior Vice President, Electronic
Commerce, at TD Waterhouse Group, Inc.  "As wireless investing increases in
popularity, we want to make it as easy as possible for new and existing
customers to get acquainted with the latest technological advancements
wireless products have to offer.  Additionally, customers will receive all the
value-added services TD Waterhouse makes available -- in and out of the
wireless arena."
    The AT&T Digital PocketNet(SM) phones available are the Ericsson R280LX
and the Mitsubishi T250.  The phones can be purchased from AT&T Wireless
Services either on the web, by phone, or from an authorized AT&T Wireless
dealer or retail channel.  If they retail for less than $100, an amount up to
the purchase price of the phone will be rebated.  To be eligible, person(s)
must reside in an AT&T Digital PocketNet(SM) service coverage area.
    For more rules and details concerning this promotion, please visit the TD
Waterhouse web site at http://www.tdwaterhouse.com, or stop into one of our
over 170 branches nationwide, or contact a customer service representative at
800-934-4448.
    Through this promotion, TD Waterhouse is continuing its strategy to build
the online financial services industry's most comprehensive offering of
wireless investing services worldwide.  The company announced plans for a
strategic alliance with Microsoft Corporation and Aether Systems to offer
wireless investing to customers using Personal Digital Assistant's with Pocket
PC.  The wireless investing service for Pocket PC will provide U.S.-based TD
Waterhouse customers with cutting-edge access to their investment accounts.
    Looking beyond the U.S., TD Waterhouse has also entered into wireless
information service agreements in Canada, the U.K. and Hong Kong.
    Launching wireless investing applications supports two of TD Waterhouse's
strategic initiatives: growing the firm's core business through expanding
products and services, as well as leveraging technology to improve the
customer experience.
    TD Waterhouse Group, Inc., (NYSE: TWE), also known as "TD Waterhouse,"
provides investors with a broad range of brokerage, mutual fund, banking and
other consumer financial products on an integrated basis.  In the United
States, TD Waterhouse is the only online discount broker to have a retail
branch in all 50 states.  Worldwide, TD Waterhouse currently services
4.2 million customer accounts in the United States, Canada, the United
Kingdom, Australia, Hong Kong, Japan and India.  TD Waterhouse can be found on
the Internet at http://www.tdwaterhouse.com and on America Online at Keyword:
TD Waterhouse.  In the U.S., brokerage services are provided by TD Waterhouse
Investor Services, Inc.  Member NYSE/SIPC.

    This release may contain forward-looking statements, including statements
with respect to our operating goals.  These statements, which reflect
management's current beliefs and expectations, are subject to risks and
uncertainties that may cause actual results to differ materially from these
statements.  Such risks and uncertainties include, but are not limited to,
market volatility, decreased trading activity, the development and acceptance
of new products and services, system delays and failures, competition, and
general economic conditions.  For a discussion of risks and uncertainties that
may cause actual results to differ from those reflected in such
forward-looking statements, please refer to our filings with the Securities
and Exchange Commission, including the information included under the heading
"Item 1. Business-Risk Factors" in our Annual Report on Form 10-K for the
fiscal year ended October 31, 1999.

    Offer valid for persons establishing a new or funding an existing TD
Waterhouse account with individual, joint, or certain trust registrations who
deposit or request a transfer of at least $10,000 in securities or cash from a
non-TD Waterhouse account.  New account establishment with deposit or transfer
request must be received by TD Waterhouse no later than 11/30/00.  Transferred
assets and deposits must be received by TD Waterhouse by 12/31/00.  Account
must be maintained for 6 months.
    TD Waterhouse will mail (via U.S Mail) Rebate Coupon to the primary
account holder at the address of record when deposit or transfer of at least
$10,000 is received by TD Waterhouse.  Account balances from multiple accounts
may not be combined to reach offer minimum.  Only one account per Social
Security Number (SSN) or Tax Identification Number (TIN) will qualify for the
offer.  Rebate Coupons will only be mailed to eligible TD Waterhouse customers
whose address of record is within current AT&T DigitalPocketNet(SM) service
coverage areas.  Original Rebate Coupon, original UPC from phone box (Ericsson
R280LX and Mitsubishi T250 phones only), and a copy of sales receipt are
required.  Customer is responsible for purchase of an Internet-ready phone.
Sales receipts must be dated 10/2/00 or later.  Customer is responsible for
all taxes and expenses included with taking advantage of this offer.  All AT&T
Wireless service plans subject to credit approval by AT&T Wireless Services.
AT&T Wireless Services and AT&T Digital PocketNet(SM)= service is not
available in all areas.  See http://www.attws.com or call 800-IMAGINE for more
details.

    Offer valid until 11/30/00.  Offer is not separable or transferable and is
not valid in conjunction with any other offer.  Phone is not redeemable for
cash.  Offer is not valid for retirement accounts (including IRA's, Trusts,
SIMPLE accounts, KEOGH plans, 401(k)'s, etc.), custodial, partnership,
corporate and Financial Advisor accounts, accounts enrolled in the AAdvantage
program, and non-U.S.residents.  May not be combined with any other offer from
TD Waterhouse.


SOURCE TD Waterhouse Group, Inc.




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Related links:
  • http://www.tdwaterhouse.com
  • http://www.attws.com
    CONTACT:
    Melissa Fox, Manager, Public Affairs of TD
    Waterhouse Group, Inc., 212-908-3101, or
    melissafox@tdwaterhouse.com