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Webcast Alert: First Defiance Financial Corp. Announces Third Quarter 2004 Earnings Webcast

    DEFIANCE, Ohio, Oct. 11 /PRNewswire-FirstCall/ -- First Defiance Financial
Corp. (Nasdaq: FDEF) announces the following Webcast:

    What:     First Defiance Financial Corp. 3rd Quarter Earnings Webcast

    When:     Tuesday, October 19, 2004, at 11:00 a.m. Eastern

    Where:    http://www.fdef.com

    How:      Live over the Internet -- Simply log on to the web at the
              address above.

    Contact:  Carol Merry, Executive Counselor, Director of Investor Relations
              Fahlgren Mortine Public Relations
              (614) 825-1752
              carol.merry@fahlgren.com

    If you are unable to participate during the live Webcast, the call will be
archived on the Web site http://www.fdef.com .  To access the replay, click on
the link to the conference call found on First Defiance's homepage.
     First Defiance Financial Corp., headquartered in Defiance, Ohio, is the
holding company for First Federal Bank of the Midwest and First Insurance and
Investments. First Federal operates 19 full service branches and 25 ATM
locations in northwest Ohio. First Insurance and Investments is the largest
property and casualty insurance agency in the Defiance, Ohio area and it also
specializes in life and group health insurance and financial planning.
    For more information, visit the Company's Web site at
http://www.fdef.com .


SOURCE First Defiance Financial Corporation




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  • http://www.fdef.com
    CONTACT:
    Carol Merry, Executive Counselor, Director of
    Investor Relations of Fahlgren Mortine Investor Relations,
    +1-614-825-1752, carol.merry@fahlgren.com