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National Commerce Financial Corporation Announces Dividend

   NATIONAL COMMERCE FINANCIAL LOGO
National Commerce Financial logo. (PRNewsFoto)[JL]
MEMPHIS, TN USA
    MEMPHIS, Tenn., Oct. 16 /PRNewswire/ -- Thomas M. Garrott, chairman of the
board of National Commerce Financial Corporation (NYSE: NCF), announced that
at today's regular meeting of the board of directors, the corporation declared
a quarterly cash dividend of $.15 per share.  The dividend is payable
January 2, 2002, to shareholders of record December 7, 2001.
    (Photo: http://www.newscom.com/cgi-bin/prnh/20010510/NCBCLOGO )
    National Commerce Financial Corporation has $18.5 billion in assets and
nearly 400 locations in nine Southeastern states.  NCF, headquartered in
Memphis, TN, with its operations headquarters in Durham, NC, is a sales and
marketing organization that delivers select financial and consulting services
through a national network of banking affiliates and non-banking affiliates.



SOURCE National Commerce Financial Corporation




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Photo Notes:
NewsCom: 
http://www.newscom.com/cgi-bin/prnh/20010510/NCBCLOGO
AP Archive: http://photoarchive.ap.org
PRN Photo Desk, 888-776-6555 or 212-782-2840
CONTACT:
Eileen Sarro, +1-919-683-7642, or M.J.A.
"Jekka" Pinckney, +1-901-523-3525, both of National Commerce
Financial Corporation