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Provident Bankshares Corporation's CFO to Speak at Ryan Beck 2004 Financial Institutions Investor Conference
 
                     Key Drivers of Future Revenue Growth

    BALTIMORE, Oct. 22 /PRNewswire-FirstCall/ -- Dennis A. Starliper,
Executive Vice President and Chief Financial Officer of Provident Bankshares
Corporation (Nasdaq: PBKS), will be a featured speaker at the Ryan Beck &
Company 2004 Financial Institutions Investor Conference, on Wednesday, October
27, 2004.  Mr. Starliper's presentation will begin at 10:20 (ET).  The
presentation and audio cast can be accessed at http://www.ryanbeck.com.  The
call-in number to access the presentation by telephone is 800-441-0022.
SOURCE Provident Bankshares Corporation



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    Investment Community - Patricia Ferrick, +1-703-352-2583, both of
    Provident Bankshares Corporation
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