TD Waterhouse Customers in the U.S. Can Access Account
                          and Financial Information

    NEW YORK, Nov. 29 /PRNewswire/ -- TD Waterhouse Group, Inc.
(NYSE: TWE; TSE), the global online financial services firm, today announced
that it has entered an agreement where its TD Waterhouse Wireless service will
be chosen by Verizon Wireless as the premier selection on their Mobile Web
On-Line Trading menu.
    Verizon Wireless Mobile Web subscribers will have easy, convenient access
to TD Waterhouse Wireless through their web-ready phones, as well as access to
a multitude of information, including quotes, charts, market indices and news
headlines.  TD Waterhouse customers in the U.S. will have access to additional
services including free unlimited, real-time quotes and quote lists, full
company news, account access and order entry.
    "Our selection by Verizon Wireless, the largest wireless carrier in the
U.S., for premier placement on their Mobile Web On-Line Trading menu makes our
service even more convenient for both current and prospective customers," said
Stuart Rubinstein, Senior Vice President, Electronic Commerce, TD Waterhouse
Group, Inc.  "Providing customers with the ability to invest easily when they
want, from wherever they are, and assisting them in keeping better track of
their finances, are just two of the conveniences this agreement offers.  We
want to make it as easy as possible for our customers to access their
accounts."
    Gary Schulman, President of the Verizon Wireless Internet and Data
Division, said, "TD Waterhouse is a tremendous addition to the content and
service providers Mobile Web users have at their fingertips.  This is a great
addition for Verizon Wireless customers."
    Customers who use TD Waterhouse Wireless for web-ready phones will
continue to enjoy the same web commission schedule of $12 for market orders of
up to 5,000 shares.
    TD Waterhouse's partnership with Verizon Wireless is part of a larger
global wireless investing initiative enabling customers in the U.S., Canada,
the U.K., and Hong Kong to invest wirelessly through web-ready phones.
    This partnership supports two of TD Waterhouse's strategic initiatives:
growing the firm's core business through expanding products and services, as
well as leveraging technology to improve the customer experience.
    Brokerage commissions will be reflected in a customer's TD Waterhouse
account.

    About TD Waterhouse
    TD Waterhouse Group, Inc., (NYSE: TWE; TSE), also known as "TD
Waterhouse," provides investors with a broad range of brokerage, mutual fund,
banking and other consumer financial products on an integrated basis.  In the
United States, TD Waterhouse is the only online discount broker to have a
retail branch in all 50 states.  Worldwide, TD Waterhouse currently services
4.4 million customer accounts in the United States, Canada, the United
Kingdom, Australia, and Hong Kong.  The firm also services customers in Japan
and India through joint ventures in those countries.  TD Waterhouse can be
found on the Internet at http://www.tdwaterhouse.com, on America Online at
Keyword: TD Waterhouse, and on web-ready phones at http://www.wtdw.com.

    This release may contain forward-looking statements, including statements
with respect to our operating goals. These statements, which reflect
management's current beliefs and expectations, are subject to risks and
uncertainties that may cause actual results to differ materially from these
statements. Such risks and uncertainties include, but are not limited to,
market volatility, decreased trading activity, the development and acceptance
of new products and services, system delays and failures, competition, and
general economic conditions. For a discussion of risks and uncertainties that
may cause actual results to differ from those reflected in such
forward-looking statements, please refer to our filings with the Securities
and Exchange Commission, including the information included under the heading
"Item 1. Business-Risk Factors" in our Annual Report on Form 10-K for the
fiscal year ended October 31, 1999.

    About Verizon Wireless
    Verizon Wireless is the largest wireless communications provider in the
U.S. with 26.3 million wireless voice and data customers and 3.5 million
paging customers.  The new coast-to-coast wireless provider was formed by the
combination of the U.S. wireless businesses of Bell Atlantic Corp. and GTE
Corp - now Verizon Communications (NYSE: VZ) -- and Vodafone (NYSE: VOD; LSE).
The new company includes the assets of Bell Atlantic Mobile, AirTouch
Cellular, GTE Wireless, PrimeCo Personal Communications and AirTouch Paging.
The company has a footprint covering nearly 90 percent of the U.S. population,
49 of the top 50 and 96 of the top 100 U.S. markets.  Verizon Wireless,
headquartered in Bedminster, NJ, is 32,000 employees strong.
    Reporters and editors can find more information about the company in its
Media Center on the Web at:
http://www.verizonwireless.com/mediacenter/index.shtml

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