Bulk document depositor accepts both checks and bill payment documents,
caters to financial institutions' small-business and retail customers
NORTH CANTON, Ohio, Oct. 3 /PRNewswire-FirstCall/ -- Keeping stride in
its 16-year run as a global leader in deposit automation technology,
Diebold, Incorporated (NYSE: DBD) becomes the first major automated teller
machine (ATM) provider in the United States to introduce bulk deposit
technology with the release of its new bulk document Intelligent Depository
Module(TM) (IDM). The advanced IDM technology receives and processes both
checks and bill payment documents in bulk. An enhanced, fifth-generation
solution, this module accepts and magnetically reads checks inserted in any
orientation-even upside down-through an insertion slot placed identically
on all of Diebold's Opteva(R) ATMs for a consistent consumer interface. The
bulk document IDM's paper-handling capabilities can process crumpled,
curled and creased checks.
An envelope-free, high-volume deposit module, the bulk document IDM
enables financial institutions to improve their financial self-service
investment through migration of deposit transactions from the teller line
to the ATM, and through image processing opportunities enabled through
check truncation. This module captures high-quality images of the front and
back sides of a check, and performs intelligent image quality analyses for
integration with ImageWay(R) ATM, Diebold's image processing system.
The bulk document IDM, which handles stacks of up to 30 documents,
represents Diebold's initiative to put its technology expertise to work so
financial institutions can better serve small-business customers with
envelope-free check deposits. The bulk document IDM also enhances the
deposit experience for retail customers with multiple checks.
"We specifically designed this IDM according to our extensive consumer
research," said Diebold's Ken Justice, vice president, global product
marketing and management. "This new self-service offering brings more
convenience to small-business customers at the bank branch, which in turn,
leads their decisions about where to bank. A direct outcome of our study
findings, this user-friendly module enables financial institutions to
enhance their customers' experience and draw more clients with such highly
requested features as check imaging at the terminal and bulk-check
acceptance. In fact, our findings reveal about two-thirds of small-business
customers prefer bulk-check acceptance at imaging terminals, primarily for
the speed and convenience it delivers."
Diebold's complete solution can be customized as needed to fit local
geography requirements. Image processing solutions and services, including
those beyond the ATM, represent some candidates for inclusion according to
Justice, who added that Diebold's Agilis(R) software provides a rich
transaction experience while its systems integration and comprehensive
service complete the package.
"With our systems integration expertise and enhanced service offering,
OpteView(TM), we believe we have the most complete overall solution on the
market," Justice said.
Diebold's advanced self-service offerings cover automated cash and
check deposits as well as cash recycling, and its ImageWay(R) suite of
solutions provides check processing and clearing services for all capture
points -- at the ATM, branch and business locations. Complementary services
address additional aspects of the imaging environment to increase
operational efficiencies. ImageWay solutions are available for in-house,
outsourced, and mixed implementations.
Diebold's new bulk deposit IDM is supported on all Opteva terminals
with factory and field installation options.
About Diebold
Diebold, Incorporated is a global leader in providing integrated
self-service delivery and security systems and services. Diebold employs
more than 15,000 associates with representation in nearly 90 countries
worldwide and is headquartered in North Canton, Ohio, USA. Diebold reported
revenue of $2.9 billion in 2006 and is publicly traded on the New York
Stock Exchange under the symbol "DBD." For more information, visit the
company's Web site at http://www.diebold.com.
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