LOUISVILLE, Ky., March 22 /PRNewswire/ -- Dental insurance is now
available when consumers purchase the HumanaOne(R) individual health insurance
plan. The optional dental benefit, insured by HumanaDental Insurance Company,
a dental insurance subsidiary of Humana Inc. (NYSE: HUM), includes coverage
similar to that offered through group dental plans, plus cosmetic coverage of
teeth whitening in most states.
"Dental and medical benefits complement one another because preventive
dental care is important for overall health and well-being," said Tod
Zacharias, president of HumanaOne. "In fact, regular dental checkups can
provide early warning of certain medical conditions, leading to medical cost
savings. With that in mind, we've designed a dental benefit to help keep
people looking good and feeling good, while making it easy and affordable to
add dental benefits to individual medical coverage."
HumanaOne's new, optional dental benefit fully covers preventive care,
such as oral exams, routine cleanings and X-rays, with no deductible or
waiting period. The benefit also covers half the cost of basic and major
services like fillings, extractions, endodontics and periodontics, with a $50
individual deductible and $150 family deductible on such services, as well as
a $1,000 annual maximum benefit. Teeth whitening and prescribed bleaching
services are included as basic services in most states.
Humana designed the dental option to be easy to use and easy to apply for.
With HumanaOne's dental benefit, consumers can visit any dentist, but can save
up to 30-percent on out-of-pocket costs when they visit one of the more than
70,000 dentist locations comprising HumanaDental's national PPO network, one
of the largest dental PPO networks available. If approved for medical
coverage, applicants are automatically approved for dental coverage as well,
through HumanaOne's simple telephone application process.
HumanaOne's optional dental benefit is now available in Arizona, Florida,
Illinois, Texas and Wisconsin. Humana plans to introduce the option June 1,
2005 in Colorado, Georgia, Indiana, Kansas, Kentucky, Louisiana, Michigan,
Missouri, Tennessee and Ohio.
About HumanaOne and HumanaDental
HumanaOne is Humana's individual health insurance plan, offering
comprehensive major medical coverage designed specifically for individuals and
families who may not be insured through their employer, such as self-employed
entrepreneurs, students, recent college graduates and early retirees.
HumanaOne is currently available in 15 states.
HumanaDental is Humana's dental insurance subsidiary, offering dental
coverage for employer groups and individuals through a variety of plans,
including dental health maintenance organizations, preferred provider
organizations, traditional and self-funded products. HumanaDental operates in
42 states and the District of Columbia.
About Humana
Humana Inc., headquartered in Louisville, Kentucky, is one of the nation's
largest publicly traded health benefits companies, with approximately 7
million medical members located primarily in 15 states and Puerto Rico.
Humana offers a diversified portfolio of health insurance products and related
services -- through traditional and consumer-choice plans -- to employer
groups, government-sponsored plans, and individuals.
Over its 44-year history, Humana has consistently seized opportunities to
meet changing customer needs. Today, the company is a leader in consumer
engagement, providing guidance that leads to lower costs and a better health
plan experience throughout its diversified customer portfolio.
More information regarding Humana is available to investors via the
Investor Relations page of the company's web site at http://www.humana.com ,
including copies of:
- Annual report to stockholders;
- Securities and Exchange Commission filings;
- Most recent investor conference presentation;
- Quarterly earnings press releases;
- Audio archive of most recent earnings release conference call;
- Calendar of events (includes upcoming earnings conference call dates,
times, and access number, as well as planned interaction with
institutional investors);
- Corporate Governance Information.
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