1997 Notable Achievements:

  • SBA guaranteed loan portfolio increased 49% to $197 million
  • SBA loans held in the Bank's portfolio contributed to a 42% increase in net interest income to $24.2 million
  • SBA loan sales increased non-interest income 79% to $9.7 million
  • Sold $24.8 million in unguaranteed SBA loans
  • Bank of Commerce raised $10 million in additional capital internally through profits
  • Bank of Commerce, an SBA "Preferred Lender" (PLP), retained its position as America's #1 SBA bank lender
  • New Loan Production Offices (LPOs) were opened in Denver, Colorado and Seattle, Washington (operating as Commerce Loan Company, a division of Bank of Commerce)

1998 Notable Events:

  • A major cross-country expansion is planned for 1998, with new LPOs slated to open in the nation's top SBA markets: Houston, Dallas and San Antonio, Texas; Chicago, Illinois; Atlanta, Georgia; Salt Lake City, Utah; and Boise, Idaho.



1997 Notable Achievements:

  • Net Income increased 101% to $7.0 million
  • Return on Equity (ROE) increased 64% to 22.4%
  • Return on Assets (ROA) increased 40% to 1.51%
  • Efficiency ratio improved 10% to 64.4%
  • A new full-service branch office and Homeowner Association (HOA) loan office was opened in Palm Desert, California
  • Joined the Federal Reserve in 1997
  • BCOM Chairman, President & CEO Peter Q. Davis was named "Financial Services Advocate of the Year" for third time

1998 Notable Events:

  • Bank of Commerce enters acquisition agreement with $123 million Rancho Vista National Bank on February 9, 1998
  • The acquisition of RVNB will increase the number of full-service branch offices to ten and will expand Bank of Commerce's branch network into three top Southern California counties: San Diego, Riverside and Orange



1997 Notable Achievements:

  • Highest appreciation of all bank and financial company stocks on the New York Stock Exchange, American Stock Exchange and NASDAQ National Market System
  • Highest appreciation of all San Diego-area company stocks
  • Ranked 10th in appreciation of price in 1997 of all stocks on NASDAQ
  • Paid its 43rd consecutive quarterly cash dividend on 2/3/98, to shareholders of record on 12/31/97
  • Had two stock splits in 1997: 5 for 2 split on 5/6/97; and 2 for 1 split on 12/10/97
  • VERIBANC, Inc., an independent bank analyst firm, awarded Bank of Commerce its highest honor: Green Three Stars
  • The Findley Reports, an independent bank analyst firm, honored Bank of Commerce as a "Super Premier Performing Bank," their highest honor.