Balance Sheets
December 31, 1997 and 1996
(Dollars in Thousands)

The accompanying footnotes are an integral part of these financial statements.

Statements of Income
For The Years Ended December 31, 1997, 1996 and 1995
(Dollars in Thousands Except per Share Amounts)

The accompanying footnotes are an integral part of these financial statements.

Statements' of Shareholders' Equity
For The Years Ended December 31, 1997, 1996 and 1995
(Dollars in Thousands)

The accompanying footnotes are an integral part of these financial statements.

Statements of Cash Flow
For The Years Ended December 31, 1997, 1996 and 1995
(Dollars in Thousands)

The accompanying footnotes are an integral part of these financial statements.