Corporate Profile

Headquartered in Cleveland, Ohio, National City is an $88 billion-asset company providing banking and financial services primarily in Ohio, Michigan, Pennsylvania, Kentucky, Indiana and Illinois.

Banking Business Lines

Retail Sales and Distribution encompasses branch-based financial services including 1,300 offices as well as 2,000 ATMs, three call centers and online banking channels. Utilizing National City's data warehouse capabilities, Retail Sales and Distribution leverages information technology to better target prospects and cross-sell the right products to the right customer. Offered are consumer loans and lines of credit, checking, savings and money market accounts, debit cards, small business services, mortgage loans, and insurance products.

Consumer Finance offers numerous financing alternatives directly to customers throughout the bank's six-state footprint and indirectly through brokers and dealers on a regional and national basis. Included are indirect installment loans (automobile, marine/RV, heavy equipment and property improvement), dealer floor plan financing, federally guaranteed and non-federally guaranteed student loans, non-conforming consumer loans, and credit cards.

Corporate Banking emphasizes long-term relationships and local credit decisions. It provides a single source for a broad range of integrated financial products and services to meet the needs of our clients. Included are business financing, treasury management and international products and services, specialized business services and investment banking.

Fee-Based Business Lines

Wealth Management provides comprehensive financial and investment assistance through two business units. Services of Private Client Group encompass investment management, personal trust administration and private banking through a single point of contact. NatCity Investments, Inc. is a full-service broker/dealer offering investment banking and brokerage products.

Institutional Trust is comprised of charitable and endowment services, retirement plan services, corporate trust and stock transfer services, and the SEC-registered investment advisor, Investment Management Company, which manages institutional accounts and the ARMADA and PARKSTONE mutual fund families.

National City Mortgage services, sells and originates mortgages through a network of 154 retail mortgage offices and wholesale/ broker branches in 35 states and National City member banks within the six-state footprint.

National Processing Inc. is a leading provider of transaction processing services and customized processing solutions. The corporation is 88% owned by National City and its stock trades separately on the New York Stock Exchange under the symbol NAP.






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