CONTENTS || CORPORATE LISTING

Financial Highlights

(1) All per share amounts presented have been adjusted to reflect the issuance of stock dividends.
Financing the American Dream || Corporate Profile || To Our Shareholders || Financial Highlights
Our Corporate Culture || Commercial Banking and Retail Banking || Mortgage Banking || Republic Bank
Republic Bancorp Mortgage Inc. || Market Street Mortgage Corporation || Directors and Officers
Summary of Selected Financial Data || Condensed Statements || Corporate Information || Shareholder Information