CONTENTS || CORPORATE LISTING

Republic Bancorp Mortgage Inc.


Highlights


Republic Bancorp Mortgage Inc. is a mortgage company with headquarters in Farmington Hills, Michigan. Republic Bancorp Mortgage offers a variety of mortgage loans, including conventional, construction, FHA/VA government-insured, jumbo and sub-prime, as well as home equity products. Republic Bancorp Mortgage has four divisions: Home Funding Inc., Unlimited Mortgage Services, Exchange Mortgage Corporation and Union Mortgage Services.

Board of Directors


George B. Smith
Chairman of the Board
Charles W. Adams
Consultant
Douglas E. Brandewie
President and Chief Executive Officer,
Republic Bancorp Mortgage Inc.
Jerry D. Campbell
Chairman and Chief Executive Officer,
Republic Bancorp Inc.
Dana M. Cluckey, CPA
President and Chief Operating Officer,
Republic Bancorp Inc.
Barry J. Eckhold
Vice Chairman, President and
Chief Executive Officer, Republic Bank
William C. Rands, III
Managing Partner, Sagres Partners
Arthur F. Vine
Retired Director of Mortgage Servicing,
Michigan State Housing Development Authority

Officers


George B. Smith
Chairman of the Board
Douglas E. Brandewie
President and Chief Executive Officer
Denise M. Kiepper
Senior Vice President, Human Resources
Marcetta Nelson-Rhodes
Senior Vice President, Government Lending
Sandra J. Nickol
Senior Vice President, Mortgage Production
Kristin L. Ouellette
Senior Vice President, Underwriting
Lawrence Rosenberg, CPA
Senior Vice President, Chief Financial Officer
Diana L. Wallace
Senior Vice President, Portfolio Management
William A. Zablocki
Senior Vice President, Secondary Marketing
Teresa E. Fagan
Executive Vice President, Unlimited Mortgage
Services, Inc.
Kathleen Quinn
Division President, Home Funding Inc.
W. Eric Stone
Division President, Unlimited Mortgage
Services, Inc.
Edward A. Tilk
Executive Vice President, Exchange Mortgage Corporation
Michael J. Walsh
Division President, Exchange Mortgage Corporation

Vice Presidents

Patricia Cook-Anderson
Barbara J. Bartus
Robert L. Borkowski
Koleen M. Cook
Charles W. Cracraft
Robert D. Decraene
Thomas E. Dodrill
Erik C. Eriksen
Susan A. Farrar
Debra J. Gouin
Deborah E. Herman
Wendy L. Hunt
C. Ann Moody
Alex N. Masterpole
Carrie E. Meacham
Mary D. Mitchell
Raquel R. Moore
Ross G. Ritter
Barbara Jo Smith
Daniel B. Smith
Thomas B. Smith
Timothy B. Smith
Linda C. Stafford
Michael G. Taormino
Peter D. Tull
Kimberly L. Visniski
William D. Wilhammer

Office Locations


31155 Northwestern Highway
Farmington Hills, MI 48334
(248) 932-4701
1919 West Stadium Boulevard
Suite 4
Ann Arbor, MI 48103
(734) 995-4499
1700 North Woodward Avenue
Suite B
Bloomfield Hills, MI 48304
(248) 646-7050
322 West Grand River
Brighton, MI 48116
(810) 229-7440
836 Centennial Way
Suite 130
Lansing, MI 48917
(517) 886-2816
186 South Main Street
Plymouth, MI 48170
(734) 459-7800
315 Water Street
Rochester, MI 48307
(248) 656-4200
24275 Northwestern Highway
Suite 101
Southfield, MI 48075
(248) 357-8360
14405 Northline Road
Southgate, MI 48195
(734) 283-6200
13219 Eureka
Southgate, MI 48195
(734) 246-9900
109 North Street
Danbury, CT 06811
(800) 767-4787
141 Orange Street
New Haven, CT 06510
(203) 776-3980
Two Meeting House Road
Chelmsford, MA 01824
(978) 250-2700
1407 Route 9
Clifton Park, NY 12065
(800) 724-0969
6701 Manlius Center Road
East Syracuse, NY 13057
(800) 860-8207
Two Summit Court
Suite 306
Fishkill, NY 12524
(800) 724-2111
135 Chesterfield Lane
Suite 103
Maumee, OH 43537
(419) 897-9667
2448 Navarre Avenue
Oregon, OH 43616
(419) 697-7377
450 West Wilson Bridge Road
Suite 370
Worthington, OH 43085
(614) 785-1730

Financing the American Dream || Corporate Profile || To Our Shareholders || Financial Highlights
Our Corporate Culture || Commercial Banking and Retail Banking || Mortgage Banking || Republic Bank
Republic Bancorp Mortgage Inc. || Market Street Mortgage Corporation || Directors and Officers
Summary of Selected Financial Data || Condensed Statements || Corporate Information || Shareholder Information