Cosolidated Balance Sheets

See accompanying notes.



Cosolidated Statements of Income

(1) Per share data for 1996 and 1995 reflects the pro forma effect of the Company's 10 percent stock dividend declared on January 31, 1997 and distributed on February 28, 1997.

See accompanying notes.



Cosolidated Statements of Shareholders' Equity

See accompanying notes.



Cosolidated Statements of Cash Flows

See accompanying notes.